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Direct Flood Insurance Agency, LLC Blog: louisiana flood insurance

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In most areas of the continental United States, the arrival of fall signals a major change in local weather patterns. The increasingly unsettled weather of September, October and November can, in many states, lead to a higher risk of flooding. READ MORE >>

The phenomenon of global warming is changing the world’s weather patterns, according to most leading environmental scientists. One of the terrifying side effects of global warming is rising sea levels, since an average rise of only a few inches could be enough to overpower several American cities and coastal communities. READ MORE >>

When most people think of bad weather, flooding, and insurance, the first thing that comes to mind is to make sure that their home is protected. What if you are a business owner, though? You rely on your business to fund your home, so why should it not be considered as important as where you live? READ MORE >>

It is a little-known fact that flooding is the number one natural disaster in the United States.  The National Flood Insurance Program recently stated that an incredible $2.7 billion of damage has been caused by flooding between 2001 and 2010. READ MORE >>

Preparing for a flood will ensure that your family is safe and that your property sustains minimal damage.  If you know that you live in a flood-prone area, review your flood insurance coverage and spend some time on planning and preparing for a flood. READ MORE >>

For most of us, purchasing flood insurance may not seem like a priority. After all, any property loss or damage due to flooding is automatically covered by a homeowners' or renters' insurance policy — right?  Wrong. Contrary to popular belief, homeowners' and renters' insurance does not cover any type of structural or property loss or damage due to floods. READ MORE >>

Many people assume flood insurance is only meant for people who live in zones with a high risk, but this is often not the case. According to information provided by the National Flood Insurance Program, approximately 25% of flood claims happen in areas with a moderate to low risk and there is about a 26% chance of a flood occurring during a 30 year term for most mortgage holders. READ MORE >>

After Hurricane Sandy tore up the east coast and wreaked havoc upon New Jersey, Pennsylvania and New York. Many east coast residents are now reconsidering purchasing flood insurance. All of a sudden, citizens living outside the flood zones found themselves taking on water and boarding up their homes in the wake of Hurricane Sandy. READ MORE >>

Flood maps issued by the Federal Emergency Management Agency (FEMA) provide information about how likely different areas  of land are to experience flooding. The maps are divided into zones, each represented with a different letter, which represents the relative risk of flooding in that area. READ MORE >>

Several areas of the country are at heightened risk for flooding due to heavy rains. This excessive amount of rainfall can happen throughout the year, putting your property at risk.  Storms over the Pacific Ocean bring heavy rains to the western United States between the months of November and April. READ MORE >>

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