Home Page Email Us

New Jersey Flood InsuranceAfter Hurricane Sandy tore up the east coast and wreaked havoc upon New Jersey, Pennsylvania and New York. Many east coast residents are now reconsidering purchasing flood insurance. All of a sudden, citizens living outside the flood zones found themselves taking on water and boarding up their homes in the wake of Hurricane Sandy. The damage caused by this storm was like nothing ever seen before in the tri-state area. 

Here is a look at why so many East Coast citizens are reconsidering their decision on flood insurance

Billions in Damage

Hurricane Sandy caused over $50 billion in destruction across the East Coast, with the worst of the damage occurring in New York and New Jersey. From flooded basements and destroyed foundations, to buildings that were completely demolished, many Americans had to rely heavily on their home owner's insurance, which most times, does not cover damages caused by floods. Flooding in New Jersey and New York was severe, even historical. Those fortunate enough to have enrolled in flood insurance prior to Hurricane Sandy saved themselves considerable money.

Affordable Coverage

While flood policies can change depending upon where you live, many households can purchase flood insurance for approximately $700-$800 per year. When facing the cost of having to repair or rebuild a home from the ground up, this cost is extraordinarily cheaper than paying for the renovations and repairs out of pocket. This is especially important to consider in the event of a storm that was as devastating at Hurricane Sandy, as your home will not be the only home in need of repair and costs could be driven up.

Better Safe Than Sorry

While flood insurance doesn't cover all the damages caused by hurricanes, it will certainly help to offset the repair costs. In the United States, there are around 5.7 million active flood insurance policies that are covering over 1.27 trillion dollars of annual property damage. Statistics like this make the case for obtaining flood coverage an easy decision for any homeowner looking to protect their primary investment. Don't be one of the unfortunate people who are left unprotected when the next super storm surges into your area.

The Bottom Line

The Bottom Line is simply this, if you live in or near a flood zone then flood insurance is going to be a necessity. If you do not live in a flood zone but do live near a river, lake, or other body of water, it is a wise decision to look into purchasing and maintaining a flood insurance policy. While the premium is an added cost, the amount that your flood insurance policy can save you after a catastrophic event can outweigh the cost.

Direct Flood Insurance Agency LLC offers Louisiana, Georgia, Mississippi, Alabama, Arkansas, Florida, Texas, Missouri, Illinois, Iowa, Tennessee, Kentucky, and New Jersey flood insurance. The Direct Flood Insurance’s website allows you to get an instant quote and buy that quoted policy in real time, all from the website. Just fill out a flood insurance quote and quickly get set up with flood insurance to protect your home and business. 

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
 
Residential Flood Policies Commercial Flood Policies Flood Insurance FAQs About Us Testimonials Blog Agents & Mortgages Get A Quote Agents and Mortgages Blog About Us Testimonials FAQs What is Flood Insurance? Commercial Flood Policies Residential Flood Policies
Blog RSS FeedFacebookTwitterLinkedIn