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Residential Flood Insurance Quote


Flood damage is excluded from the majority of homeowners policies which leaves your home and personal property uninsured in the event of a flood. You need flood insurance so that, in the event of a flood, you will have money to repair or rebuild your home and replace your personal property.

Floods are one of the most common hazards in the United States. Flood effects can be local, impacting a neighborhood or community, or very large, affecting entire river basins and multiple states.

Be aware of flood hazards no matter where you live, but especially if you live in a low-lying area, near water or downstream from a dam. Even very small streams, gullies, creeks, culverts, dry streambeds, or low-lying ground that appears harmless in dry weather can flood. Every state is at risk from this hazard.

To protect against the risk of flooding, homeowners and renters can purchase a flood insurance policy with dwelling limits up to $250,000.00 and personal property limits up to $100,000.00 through the National Flood Insurance Program. Since this insurance is subsidized by the Federal government, it is extremely affordable. Learn more.

Commercial Flood Insurance Quote


As a business owner, you know that protecting your building and your contents is vital to its survival. Having a flood insurance policy as part of your safe guards is just good business sense!

Flood damage is excluded from the majority of property policies which leaves your business and commercial property uninsured in the event of a flood. You need flood insurance so that, in the event of a flood, you will have money to repair or rebuild your commercial property and re-establish your source of income.

Floods are one of the most common hazards in the United States. Flood effects can be local, impacting a neighborhood or community, or very large, affecting entire river basins and multiple states. Learn more.

Quote and Buy Flood Insurance Online


Direct Flood Insurance Agency focuses 100% on insuring your assets against flooding. What sets us apart is that you can get a quote and purchase a preferred risk flood insurance policy immediately online. We are licensed to sell flood insurance in Texas, Florida and Louisiana. Request your free quote today.
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